How to securely send money via Internet banking

Up to 150,000 viruses and threats live on our computers and mobile phones with Internet access every day. Anyone of us can become a victim of a cunning internet fraudster. Learn how to protect your money.

We read and listen about the threats facing our money on the Internet every day. Few, however, pay attention to warnings as they really deserve. Mostly, one becomes aware of carelessness only when it is too late. Avoid it. Than?

First, let’s talk about what’s waiting for you and your money on the Internet.



The most common practice of all Internet fraudsters. Phishing hides a fraudulent e-mail that looks like it comes from your bank and asks for information you shouldn’t ask anyone. Not your bank.

The bank never asks you for any account information, your phone number, and no Internet banking login at all. If someone asks you to do so, it is likely to be a fraud. And it doesn’t matter that the logo of your bank is lit in the email that came to you.

Slovak banks also had a problem with fraudulent e-mails. Mostly, however, they could be revealed because they contained a lot of grammatical errors and, for example, links to your bank’s website or directly to Internet banking. The bank never attaches links that you can click through to your Internet banking. On the contrary, the bank always invites you to sign in to your accounts only through their official site.



Pharming is another fairly popular method of fraudsters. The pharmacy is about creating a bank fraudulent website similar to the real one. They will then try to lure you (eg with false e-mails) and make you try to sign in. This will get your login information, and that is all they need.

If you want to send your money securely via Internet Banking, never:

If you want to send your money securely via Internet Banking, never:

  • do not sign in to Internet Banking if you are connected to a public wi-fi network or are on a public computer
  • do not use unknown computers or mobile devices when you are about to work with your money
  • don’t use weak, simple passwords. The password must be at least 8 and not more than 14 characters long. Must contain both uppercase and lowercase letters and numbers. However, there may be no accents (long and soft) and other special characters such as accents. <>% + / @ etc. At the same time, your password cannot contain the words password or password
  • do not use the password from Internet banking to other places (e-mail, facebook…)
  • do not write your password on paper in your wallet and on your mobile phone
  • Make sure your computer or mobile phone from which you regularly subscribe to internet banking has anti-virus protection.

And last but not least: If you have any doubts about the e-mail you received, your phone call or SMS, contact your bank immediately. Caution is never enough.

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